[Nov 20, 2021] Verified CIPP-US dumps and 152 unique questions
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What is the duration, language, and format of IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) Exam
- Length of Examination: 150 minutes
- Number of Questions: 90
- Passing score: 85%
- Language: IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) offered in English (U.S.), French, German
- Format: Multiple choices, multiple answers
NEW QUESTION 10
What is the main challenge financial institutions face when managing user preferences?
- A. Developing a mechanism for opting out that is easy for their consumers to navigate
- B. Ensuring that preferences are applied consistently across channels and platforms
- C. Ensuring they are in compliance with numerous complex state and federal privacy laws
- D. Determining the legal requirements for sharing preferences with their affiliates
Answer: B
NEW QUESTION 11
SCENARIO
Please use the following to answer the next QUESTION:
Matt went into his son's bedroom one evening and found him stretched out on his bed typing on his laptop. "Doing your network?" Matt asked hopefully.
"No," the boy said. "I'm filling out a survey."
Matt looked over his son's shoulder at his computer screen. "What kind of survey?" "It's asking Questions about my opinions."
"Let me see," Matt said, and began reading the list of Questions that his son had already answered. "It's asking your opinions about the government and citizenship. That's a little odd. You're only ten." Matt wondered how the web link to the survey had ended up in his son's email inbox. Thinking the message might have been sent to his son by mistake he opened it and read it. It had come from an entity called the Leadership Project, and the content and the graphics indicated that it was intended for children. As Matt read further he learned that kids who took the survey were automatically registered in a contest to win the first book in a series about famous leaders.
To Matt, this clearly seemed like a marketing ploy to solicit goods and services to children. He asked his son if he had been prompted to give information about himself in order to take the survey. His son told him he had been asked to give his name, address, telephone number, and date of birth, and to answer Questions about his favorite games and toys.
Matt was concerned. He doubted if it was legal for the marketer to collect information from his son in the way that it was. Then he noticed several other commercial emails from marketers advertising products for children in his son's inbox, and he decided it was time to report the incident to the proper authorities.
How does Matt come to the decision to report the marketer's activities?
- A. The marketer failed to identify himself and indicate the purpose of the messages
- B. The marketer failed to make an adequate attempt to provide Matt with information
- C. The marketer did not provide evidence that the prize books were appropriate for children
- D. The marketer seems to have distributed his son's information without Matt's permission
Answer: B
NEW QUESTION 12
SCENARIO
Please use the following to answer the next QUESTION:
Larry has become increasingly dissatisfied with his telemarketing position at SunriseLynx, and particularly with his supervisor, Evan. Just last week, he overheard Evan mocking the state's Do Not Call list, as well as the people on it. "If they were really serious about not being bothered," Evan said, "They'd be on the national DNC list. That's the only one we're required to follow. At SunriseLynx, we call until they ask us not to." Bizarrely, Evan requires telemarketers to keep records of recipients who ask them to call "another time." This, to Larry, is a clear indication that they don't want to be called at all. Evan doesn't see it that way.
Larry believes that Evan's arrogance also affects the way he treats employees. The U.S. Constitution protects American workers, and Larry believes that the rights of those at SunriseLynx are violated regularly. At first Evan seemed friendly, even connecting with employees on social medi a. However, following Evan's political posts, it became clear to Larry that employees with similar affiliations were the only ones offered promotions.
Further, Larry occasionally has packages containing personal-use items mailed to work. Several times, these have come to him already opened, even though this name was clearly marked. Larry thinks the opening of personal mail is common at SunriseLynx, and that Fourth Amendment rights are being trampled under Evan's leadership.
Larry has also been dismayed to overhear discussions about his coworker, Sadie. Telemarketing calls are regularly recorded for quality assurance, and although Sadie is always professional during business, her personal conversations sometimes contain sexual comments. This too is something Larry has heard Evan laughing about. When he mentioned this to a coworker, his concern was met with a shrug. It was the coworker's belief that employees agreed to be monitored when they signed on. Although personal devices are left alone, phone calls, emails and browsing histories are all subject to surveillance. In fact, Larry knows of one case in which an employee was fired after an undercover investigation by an outside firm turned up evidence of misconduct. Although the employee may have stolen from the company, Evan could have simply contacted the authorities when he first suspected something amiss.
Larry wants to take action, but is uncertain how to proceed.
In what area does Larry have a misconception about private-sector employee rights?
- A. The enforceability of local law
- B. The applicability of federal law
- C. The strict nature of state law
- D. The definition of tort law
Answer: B
NEW QUESTION 13
What consumer service was the Fair Credit Reporting Act (FCRA) originally intended to provide?
- A. The ability to correct inaccurate credit information.
- B. The ability to appeal negative credit-based decisions.
- C. The ability to receive reports from multiple credit reporting agencies.
- D. The ability to investigate incidents of identity theft.
Answer: D
NEW QUESTION 14
What is a key way that the Gramm-Leach-Bliley Act (GLBA) prevents unauthorized access into a person's back account?
- A. By requiring immediate public disclosure after a suspected security breach.
- B. By requiring the amount of customer personal information printed on paper.
- C. By requiring the financial institutions limit the collection of personal information.
- D. By restricting the disclosure of customer account numbers by financial institutions.
Answer: D
NEW QUESTION 15
When may a financial institution share consumer information with non-affiliated third parties for marketing purposes?
- A. After disclosing marketing practices to customers and after giving them an opportunity to opt in.
- B. After disclosing marketing practices to customers and after giving them an opportunity to opt out.
- C. After disclosing information-sharing practices to customers and after giving them an opportunity to opt out.
- D. After disclosing information-sharing practices to customers and after giving them an opportunity to opt in.
Answer: C
NEW QUESTION 16
If an organization certified under Privacy Shield wants to transfer personal data to a third party acting as an agent, the organization must ensure the third party does all of the following EXCEPT?
- A. Notifies the organization if it can no longer meet its requirements for proper data handling
- B. Provides the same level of privacy protection as the organization
- C. Uses the transferred data for limited purposes
- D. Enters a contract with the organization that states the third party will process data according to the consent agreement
Answer: D
NEW QUESTION 17
In a case of civil litigation, what might a defendant who is being sued for distributing an employee's private information face?
- A. Probation.
- B. Criminal fines.
- C. An injunction.
- D. A jail sentence.
Answer: C
NEW QUESTION 18
Which of the following became the first state to pass a law specifically regulating the practices of data brokers?
- A. New York.
- B. Vermont.
- C. Washington.
- D. California.
Answer: B
Explanation:
Explanation
Explanation/Reference: https://www.natlawreview.com/article/ringing-2019-new-state-privacy-and-data-security-laws- impacting-data-brokers-and
NEW QUESTION 19
Which statute is considered part of U.S. federal privacy law?
- A. The Personal Information Protection and Electronic Documents Act.
- B. The Fair Credit Reporting Act.
- C. The e-Privacy Directive.
- D. SB 1386.
Answer: B
NEW QUESTION 20
What was the original purpose of the Federal Trade Commission Act?
- A. To protect consumers
- B. To enforce antitrust laws
- C. To negotiate consent decrees with companies violating personal privacy
- D. To ensure privacy rights of U.S. citizens
Answer: A
NEW QUESTION 21
How did the Fair and Accurate Credit Transactions Act (FACTA) amend the Fair Credit Reporting Act (FCRA)?
- A. It required employers to get an employee's consent in advance of requesting a consumer report for internal investigation purposes Section: (none) Explanation
- B. It increased the obligation of organizations to dispose of consumer data in ways that prevent unauthorized access
- C. It stipulated the purpose of obtaining a consumer report can only be for a review of the employee's credit worthiness
- D. It expanded the definition of "consumer reports" to include communications relating to employee investigations
Answer: B
NEW QUESTION 22
Privacy Is Hiring Inc., a CA-based company, is an online specialty recruiting firm focusing on placing privacy professionals in roles at major companies. Job candidates create online profiles outlining their experience and credentials, and can pay $19.99/month via credit card to have their profiles promoted to potential employers. Privacy Is Hiring Inc. keeps all customer data at rest encrypted on its servers.
Under what circumstances would Privacy Is Hiring Inc., need to notify affected individuals in the event of a data breach?
- A. If Privacy Is Hiring Inc., reasonably believes that job candidates will be harmed by the data breach.
- B. If the job candidates' credit card information and the encryption keys were among the information taken.
- C. If law enforcement has completed its investigation and has authorized Privacy Is Hiring Inc. to provide the notification to clients and applicable regulators.
- D. If the personal information stolen included the individuals' names and credit card pin numbers.
Answer: D
NEW QUESTION 23
SCENARIO
Please use the following to answer the next QUESTION
Noah is trying to get a new job involving the management of money. He has a poor personal credit rating, but he has made better financial decisions in the past two years.
One potential employer, Arnie's Emporium, recently called to tell Noah he did not get a position. As part of the application process, Noah signed a consent form allowing the employer to request his credit report from a consumer reporting agency (CRA). Noah thinks that the report hurt his chances, but believes that he may not ever know whether it was his credit that cost him the job. However, Noah is somewhat relieved that he was not offered this particular position. He noticed that the store where he interviewed was extremely disorganized. He imagines that his credit report could still be sitting in the office, unsecured.
Two days ago, Noah got another interview for a position at Sam's Market. The interviewer told Noah that his credit report would be a factor in the hiring decision. Noah was surprised because he had not seen anything on paper about this when he applied.
Regardless, the effect of Noah's credit on his employability troubles him, especially since he has tried so hard to improve it. Noah made his worst financial decisions fifteen years ago, and they led to bankruptcy. These were decisions he made as a young man, and most of his debt at the time consisted of student loans, credit card debt, and a few unpaid bills - all of which Noah is still working to pay off. He often laments that decisions he made fifteen years ago are still affecting him today.
In addition, Noah feels that an experience investing with a large bank may have contributed to his financial troubles. In 2007, in an effort to earn money to help pay off his debt, Noah talked to a customer service representative at a large investment company who urged him to purchase stocks. Without understanding the risks, Noah agreed. Unfortunately, Noah lost a great deal of money.
After losing the money, Noah was a customer of another financial institution that suffered a large security breach. Noah was one of millions of customers whose personal information was compromised. He wonders if he may have been a victim of identity theft and whether this may have negatively affected his credit.
Noah hopes that he will soon be able to put these challenges behind him, build excellent credit, and find the perfect job.
Based on the scenario, which legislation should ease Noah's worry about his credit report as a result of applying at Arnie's Emporium?
- A. The Disposal Rule under the Fair and Accurate Credit Transactions Act (FACTA).
- B. The Red Flags Rule under the Fair and Accurate Credit Transactions Act (FACTA).
- C. The Safeguards Rule under the Gramm-Leach-Bliley Act (GLBA).
- D. The Privacy Rule under the Gramm-Leach-Bliley Act (GLBA).
Answer: C
NEW QUESTION 24
SCENARIO
Please use the following to answer the next QUESTION:
Matt went into his son's bedroom one evening and found him stretched out on his bed typing on his laptop. "Doing your network?" Matt asked hopefully.
"No," the boy said. "I'm filling out a survey."
Matt looked over his son's shoulder at his computer screen. "What kind of survey?" "It's asking Questions about my opinions."
"Let me see," Matt said, and began reading the list of Questions that his son had already answered. "It's asking your opinions about the government and citizenship. That's a little odd. You're only ten." Matt wondered how the web link to the survey had ended up in his son's email inbox. Thinking the message might have been sent to his son by mistake he opened it and read it. It had come from an entity called the Leadership Project, and the content and the graphics indicated that it was intended for children. As Matt read further he learned that kids who took the survey were automatically registered in a contest to win the first book in a series about famous leaders.
To Matt, this clearly seemed like a marketing ploy to solicit goods and services to children. He asked his son if he had been prompted to give information about himself in order to take the survey. His son told him he had been asked to give his name, address, telephone number, and date of birth, and to answer Questions about his favorite games and toys.
Matt was concerned. He doubted if it was legal for the marketer to collect information from his son in the way that it was. Then he noticed several other commercial emails from marketers advertising products for children in his son's inbox, and he decided it was time to report the incident to the proper authorities.
Based on the incident, the FTC's enforcement actions against the marketer would most likely include what violation?
- A. Disregarding the privacy policy of the children's marketing industry.
- B. Collecting information from a child under the age of thirteen.
- C. Failing to notify of a breach of children's private information.
- D. Intruding upon the privacy of a family with young children.
Answer: A
NEW QUESTION 25
Which of the following describes the most likely risk for a company developing a privacy policy with standards that are much higher than its competitors?
- A. Being more closely scrutinized for any breaches of policy
- B. Getting accused of discriminatory practices
- C. Having a security system failure
- D. Attracting skepticism from auditors
Answer: A
NEW QUESTION 26
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How much IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) Exam cost
IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) exam cost is $550 USD and retake fees is $375 USD, for more information please visit the official website.
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