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IIC C11 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Insurance Practice | - Claims Handling
|
| Insurance Principles | - Insurance Market Structure
|
| Legal Principles of Insurance | - Contract Law Basics
|
IIC Principles and Practice of Insurance Sample Questions:
What is a cover note?
- A. File notes confirming insurance discussions between the intermediary and the insured
- B. Document issued by intermediaries to inform the insured that coverage has been arranged
- C. Purchase agreement between the agent or broker and the insurer
- D. An amendment added to a written document that alters its provisions
Correct Answer: B 🗳️
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How would a moving and storage company benefit from purchasing insurance to cover customers' goods while in transit?
- A. Opportunity for more subscription policies
- B. Greater acquisition potential
- C. More capital for business ventures
- D. Provides a feeling of security
Correct Answer: B 🗳️
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What is stated in the insuring agreements of a policy?
- A. Premium
- B. Description of the property covered
- C. Signature clause
- D. Lienholder
Correct Answer: B 🗳️
Which insurance term is defined as providing compensation for losses or expenses that have been incurred?
- A. Indemnify
- B. Pure captive
- C. Utmost good faith
- D. Salvage
Correct Answer: A,C 🗳️
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Which clause paysreplacement costeven if the lossexceeds the amount of insuranceon the dwelling?
- A. Guaranteed replacement cost clause
- B. Pure restitution replacement clause
- C. Outright replacement clause
- D. Total replacement cost clause
Correct Answer: A,B,C 🗳️
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