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ACAMS CAMS7 中文 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Risk Management and Due Diligence | 25% | - Transaction monitoring and reporting
|
| Topic 2: Money Laundering and Terrorist Financing Concepts | 30% | - Global AML/CFT standards
|
| Topic 3: AML Compliance Framework | 25% | - Roles and responsibilities
|
| Topic 4: Detecting and Preventing Financial Crime | 20% | - Investigations and enforcement
|
ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:
反洗錢審計獨立性的關鍵因素是審計師應該。
- A. 從未在 AMUCFT 部門內從事過任何工作。
- B. 與組織的 AML/CP T 合規人員沒有任何關係。
- C. 在審計開始前已董事會審查
- D. 接受過充分的反洗錢培訓,能夠提供獨立審查。
Correct Answer: D 🗳️
根據巴塞爾銀行監理委員會發布的有關銀行公司治理原則的指引,董事會在處理機構反洗錢監督和治理方面發揮什麼作用?
- A. 合規職能部門必須擁有足夠的權力、地位、獨立性和資源才能獨立發揮作用,且不應進入董事會。
- B. 董事會應建立合規職能部門並批准銀行識別、評估、監控、報告和建議合規風險的政策。
- C. 董事會應負責監督銀行合規風險管理,但不參與制定合規政策,並解釋在整個組織中識別和管理合規風險的流程。
- D. 合規職能部門應直接向執行長報告銀行遵守適用法律、規則和標準的情況,並且僅在需要時向董事會通報銀行在管理合規風險方面所做的努力。
Correct Answer: B 🗳️
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驗證反洗錢模型的「概念合理性」至關重要,其目的在於:
- A. 證明與現有技術基礎設施的兼容性
- B. 驗證是否符合監管指南和行業最佳實踐
- C. 驗證模型預測能力的統計顯著性
- D. 評估此模型的方法論和假設是否合乎邏輯且適用於檢測洗錢活動
Correct Answer: D 🗳️
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風險偏好聲明的目的是:
- A. 幫助投資人了解金融機構願意承擔的風險。
- B. 幫助客戶了解哪些金融機構可能願意為其提供銀行業務。
- C. 明確定義金融機構願意承擔的金融犯罪風險敞口水準。
- D. 從金融機構剔除高風險業務類型。
Correct Answer: C 🗳️
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台灣賭場的合規官發現,賭場連續幾天收到一位客戶的多筆現金存款,金額略低於大額交易報告 (LTR) 限額。該客戶使用了三個不同的投注帳戶。
下一步該怎麼做?
- A. 在客戶的帳戶中註明客戶的賭博活動經常在報告限額以下進行
- B. 告知客戶他們的活動可疑並要求解釋
- C. 依照內部報告程序將活動升級為可疑活動並報告給相關部門
- D. 聯絡執法單位對客戶的財務活動展開調查
Correct Answer: C 🗳️
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