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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Extended term Insurance can be selected under which whole life policy provision?

A) nonforfeiture
B) interest-only
C) cash value
D) settlement

2. Risks are generally NOT Insurable if

A) there are many individuals who may also experience a similar loss.
B) the policyholder has a policy from another insurer.
C) the loss is expected.
D) deductibles would be required.

3. At what age can an Individual begin to receive distributions from an IRA without a tax penalty?

A) 55 1/2 years.
B) 63 1/2 years.
C) 65 1/2 years.
D) 59 1/2 years.

4. The structure of a credit life insurance policy does NOT allow for

A) group policies.
B) coverage amount to match the loan amount.
C) Individual policies.
D) conversion privileges.

5. An immediate annuity begins making payments after the

A) policy reaches its maturation date.
B) first premium has been paid.
C) policyholder suffers a disability.
D) policy has been in force for one year.

Solutions: