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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. To be eligible for major medical extended care benefits, a patient must:
A) Require physical therapy
B) Have had surgery
C) Require continuous skilled nursing care
D) Be terminally ill
2. The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:
A) Medically uninsurable Maryland residents
B) Low-income residents of Maryland
C) Senior citizens residing in Maryland
D) Children of low-income Maryland residents
3. If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?
A) Refer the employer to a licensed insurance producer
B) Help the employer sign-up through the SHOP Exchange
C) Refer the employer to the Maryland Insurance Administration
D) Refer the employer to the carrier where a friend works
4. In dental insurance coverage, which one of the following typically is EXCLUDED?
A) Dental X-rays
B) Root canal therapy
C) Preventive care
D) Treatment started prior to the eligibility date
5. When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:
A) Health maintenance organization
B) Disability income
C) Major medical
D) Dental
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: A | Question # 4 Answer: D | Question # 5 Answer: B |

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